Information unaudited Information ungeprüftConsolidated statement of cash flows
in CHF thousands | Note | 31.12.2024 | 31.12.2023 |
Cash flow from / (used in) operating activities | |||
Interest received | 495’728 | 436’572 | |
Interest paid | – 372’960 | – 272’659 | |
Fees and commission received | 311’435 | 328’852 | |
Fees and commission paid | – 97’760 | – 131’764 | |
Trading income | 196’955 | 172’117 | |
Dividends received from financial investments | 6’939 | 6’535 | |
Other income | 4’240 | 1’856 | |
Payments for personnel, general and administrative expenses | – 351’096 | – 314’267 | |
Income tax paid | – 38’790 | – 10’999 | |
Cash flow from operating activities, before changes in operating assets and liabilities | 154’692 | 216’243 | |
Due from / to banks | – 448’556 | – 615’687 | |
Loans / due to customers | – 71’304 | – 82’073 | |
Other assets | – 4’490 | – 36’213 | |
Other liabilities | 16’660 | 33’797 | |
Changes in operating assets and liabilities | – 507’690 | – 700’176 | |
Net cash flow from / (used in) operating activities | – 352’998 | – 483’933 | |
Cash flow from / (used in) investing activities | |||
Purchase of property and equipment | – 23’764 | – 18’829 | |
Disposal of property and equipment | 96 | 0 | |
Purchase of other intangible assets | – 20’516 | – 15’193 | |
Purchase of financial investments | – 823’989 | – 933’000 | |
Disposal of financial investments | 659’701 | 895’430 | |
Purchase of non-current assets held for sale | – 11’728 | – 10’528 | |
Sale of non-current assets held for sale | 8’136 | 1’509 | |
Net cash flow from / (used in) investing activities | – 212’064 | – 80’611 | |
Cash flow from / (used in) financing activities | |||
Purchase of treasury shares | – 14’751 | – 4’463 | |
Dividends paid | – 82’565 | – 76’654 | |
Dividends paid to non-controlling interests | – 134 | – 280 | |
Repayment of lease liabilities | – 6’386 | – 5’644 | |
Issuance of debt | 380’463 | 354’942 | |
Repayment of debt | – 135’985 | – 123’098 | |
Issuance of bonds | 200’000 | 150’000 | |
Net cash flow from / (used in) financing activities | 340’642 | 294’802 | |
Effects of foreign currency translation on cash and cash equivalents | 31’246 | – 102’789 | |
Net increase / (decrease) in cash and cash equivalents | – 193’174 | – 372’530 | |
Cash and cash equivalents at beginning of the period | 6’706’886 | 7’079’416 | |
Cash and cash equivalents at end of the period | 6’513’712 | 6’706’886 | |
Cash and cash equivalents comprise: | |||
Cash and balances with central banks | 5’936’085 | 6’389’870 | |
Due from banks (due daily) | 577’627 | 317’014 | |
Total cash and cash equivalents | 6’513’712 | 6’706’886 |