1 Net interest income
in CHF thousands | 2024 | 2023 | +/- % |
Interest income from financial instruments measured at amortised cost | |||
Due from banks | 126’850 | 136’936 | – 7.4 |
Loans | 306’532 | 275’959 | 11.1 |
Debt instruments | 43’080 | 14’652 | 194.0 |
Loan commissions with the character of interest | 3’197 | 3’085 | 3.6 |
Received negative interest | 2’133 | 2’528 | – 15.6 |
Total interest income from financial instruments measured at amortised cost | 481’792 | 433’160 | 11.2 |
Interest income from financial instruments, measured at fair value through other comprehensive income | |||
Debt instruments | 14’054 | 19’178 | – 26.7 |
Total interest income from financial instruments, measured at fair value through other comprehensive income | 14’054 | 19’178 | – 26.7 |
Interest income from financial instruments measured at fair value through profit and loss | |||
Debt instruments | 398 | 452 | – 11.9 |
Interest rate derivatives | 630 | 5’594 | – 88.7 |
Total interest income from financial instruments measured at fair value through profit and loss | 1’029 | 6’045 | – 83.0 |
Total interest income | 496’874 | 458’383 | 8.4 |
Interest expenses from financial instruments measured at amortised cost | |||
Due to banks | – 27’086 | – 26’300 | 3.0 |
Due to customers | – 312’374 | – 251’166 | 24.4 |
Paid negative interest | – 1’914 | – 2’126 | – 10.0 |
Lease liabilities | – 379 | – 284 | 33.4 |
Debt issued | – 19’826 | – 11’295 | 75.5 |
Total interest expenses from financial instruments measured at amortised cost | – 361’578 | – 291’170 | 24.2 |
Interest expenses from financial instruments measured at fair value through profit and loss | |||
Interest rate derivatives | – 1’193 | – 2’821 | – 57.7 |
Total interest expenses from financial instruments measured at fair value through profit and loss | – 1’193 | – 2’821 | – 57.7 |
Total interest expenses | – 362’772 | – 293’991 | 23.4 |
Total net interest income | 134’103 | 164’393 | – 18.4 |