1 Net interest income
|
in CHF thousands |
2020 |
2019 |
+ / – % |
|
Interest income from financial instruments measured at amortised cost |
|
|
|
|
Due from banks |
5'684 |
18'811 |
– 69.8 |
|
Loans |
153'546 |
168'404 |
– 8.8 |
|
Loan commissions with the character of interest |
3'771 |
4'439 |
– 15.0 |
|
Financial liabilities |
19'951 |
17'287 |
15.4 |
|
Total interest income from financial instruments measured at amortised cost |
182'953 |
208'941 |
– 12.4 |
|
|
|
|
|
|
Interest income from financial instruments, recognised at fair value through other comprehensive income |
|
|
|
|
Debt instruments |
14'141 |
12'957 |
9.1 |
|
Total interest income from financial instruments, recognised at fair value through other comprehensive income |
14'141 |
12'957 |
9.1 |
|
|
|
|
|
|
Interest income from financial instruments at fair value through profit and loss |
|
|
|
|
Debt instruments |
5'193 |
8'680 |
– 40.2 |
|
Interest rate derivatives |
6'097 |
3'762 |
62.1 |
|
Total interest income from financial instruments at fair value through profit and loss |
11'290 |
12'442 |
– 9.3 |
|
|
|
|
|
|
Total interest income |
208'384 |
234'340 |
– 11.1 |
|
|
|
|
|
|
Interest expenses from financial instruments measured at amortised cost |
|
|
|
|
Due to banks |
– 3'830 |
– 696 |
450.1 |
|
Due to customers |
– 10'215 |
– 31'900 |
– 68.0 |
|
Financial assets |
– 15'255 |
– 20'214 |
– 24.5 |
|
Lease liabilities |
– 308 |
– 348 |
– 11.6 |
|
Debt issued |
– 6'204 |
– 9'307 |
– 33.3 |
|
Total interest expenses from financial instruments measured at amortised cost |
– 35'812 |
– 62'465 |
– 42.7 |
|
|
|
|
|
|
Interest expenses from financial instruments measured at fair value |
|
|
|
|
Interest rate derivatives |
– 18'475 |
– 20'611 |
– 10.4 |
|
Total interest expenses from financial instruments measured at fair value |
– 18'475 |
– 20'611 |
– 10.4 |
|
|
|
|
|
|
Total interest expenses |
– 54'287 |
– 83'076 |
– 34.7 |
|
|
|
|
|
|
Total net interest income |
154'097 |
151'264 |
1.9 |