7 General and administrative expenses
| 
       in CHF thousands  | 
    
       2022  | 
    
       2021  | 
    
       + / – %  | 
  
| 
       Occupancy  | 
    
       – 6'265  | 
    
       – 6'630  | 
    
       – 5.5  | 
  
| 
       Expenses for IT, machinery and other equipment  | 
    
       – 30'436  | 
    
       – 26'926  | 
    
       13.0  | 
  
| 
       Information and communication expenses  | 
    
       – 20'955  | 
    
       – 19'305  | 
    
       8.5  | 
  
| 
       Marketing and public relations  | 
    
       – 11'334  | 
    
       – 7'357  | 
    
       54.0  | 
  
| 
       Consulting and audit fees  | 
    
       – 9'488  | 
    
       – 6'637  | 
    
       43.0  | 
  
| 
       Provisions for legal and litigation risks 1  | 
    
       – 4'503  | 
    
       – 952  | 
    
       373.0  | 
  
| 
       Litigation, legal and representation costs  | 
    
       – 2'376  | 
    
       – 4'940  | 
    
       – 51.9  | 
  
| 
       Contributions to Deposit Protection Fund  | 
    
       – 3'231  | 
    
       – 2'661  | 
    
       21.4  | 
  
| 
       Other general and administrative expenses  | 
    
       – 7'430  | 
    
       – 8'037  | 
    
       – 7.6  | 
  
| 
       Total general and administrative expenses  | 
    
       – 96'017  | 
    
       – 83'445  | 
    
       15.1  | 
  
1 See note 25 for details