1 Net interest income
|
in CHF thousands |
2022 |
2021 |
+ / – % |
|
Interest income from financial instruments measured at amortised cost |
|
|
|
|
Due from banks |
14'794 |
731 |
|
|
Loans |
162'406 |
147'643 |
10.0 |
|
Debt instruments |
977 |
|
|
|
Loan commissions with the character of interest |
2'913 |
3'386 |
– 14.0 |
|
Received negative interest |
22'654 |
27'923 |
– 18.9 |
|
Total interest income from financial instruments measured at amortised cost |
203'745 |
179'683 |
13.4 |
|
|
|
|
|
|
Interest income from financial instruments, recognised at fair value through other comprehensive income |
|
|
|
|
Debt instruments |
18'679 |
11'816 |
58.1 |
|
Total interest income from financial instruments, recognised at fair value through other comprehensive income |
18'679 |
11'816 |
58.1 |
|
|
|
|
|
|
Interest income from financial instruments at fair value through profit and loss |
|
|
|
|
Debt instruments |
1'083 |
2'810 |
– 61.5 |
|
Interest rate derivatives |
18'264 |
3'540 |
415.9 |
|
Total interest income from financial instruments at fair value through profit and loss |
19'347 |
6'350 |
204.7 |
|
|
|
|
|
|
Total interest income |
241'771 |
197'850 |
22.2 |
|
|
|
|
|
|
Interest expenses from financial instruments measured at amortised cost |
|
|
|
|
Due to banks |
– 7'362 |
– 1'921 |
283.2 |
|
Due to customers |
– 37'837 |
– 3'679 |
928.5 |
|
Paid negative interest |
– 13'729 |
– 20'392 |
– 32.7 |
|
Lease liabilities |
– 240 |
– 273 |
– 12.3 |
|
Debt issued |
– 5'187 |
– 4'509 |
15.0 |
|
Total interest expenses from financial instruments measured at amortised cost |
– 64'354 |
– 30'774 |
109.1 |
|
|
|
|
|
|
Interest expenses from financial instruments measured at fair value |
|
|
|
|
Interest rate derivatives |
– 25'170 |
– 13'065 |
92.6 |
|
Total interest expenses from financial instruments measured at fair value |
– 25'170 |
– 13'065 |
92.6 |
|
|
|
|
|
|
Total interest expenses |
– 89'524 |
– 43'839 |
104.2 |
|
|
|
|
|
|
Total net interest income |
152'247 |
154'010 |
– 1.1 |