1 Net interest income
|
in CHF thousands |
2021 |
2020 |
+ / – % |
|
Interest income from financial instruments measured at amortised cost |
|
|
|
|
Due from banks |
731 |
5'684 |
– 87.1 |
|
Loans |
147'643 |
153'546 |
– 3.8 |
|
Loan commissions with the character of interest |
3'386 |
3'771 |
– 10.2 |
|
Received negative interest |
27'923 |
19'951 |
40.0 |
|
Total interest income from financial instruments measured at amortised cost |
179'683 |
182'953 |
– 1.8 |
|
|
|
|
|
|
Interest income from financial instruments, recognised at fair value through other comprehensive income |
|
|
|
|
Debt instruments |
11'816 |
14'141 |
– 16.4 |
|
Total interest income from financial instruments, recognised at fair value through other comprehensive income |
11'816 |
14'141 |
– 16.4 |
|
|
|
|
|
|
Interest income from financial instruments at fair value through profit and loss |
|
|
|
|
Debt instruments |
2'810 |
5'193 |
– 45.9 |
|
Interest rate derivatives |
3'540 |
6'097 |
– 41.9 |
|
Total interest income from financial instruments at fair value through profit and loss |
6'350 |
11'290 |
– 43.8 |
|
|
|
|
|
|
Total interest income |
197'850 |
208'384 |
– 5.1 |
|
|
|
|
|
|
Interest expenses from financial instruments measured at amortised cost |
|
|
|
|
Due to banks |
– 1'921 |
– 3'830 |
– 49.8 |
|
Due to customers |
– 3'679 |
– 10'215 |
– 64.0 |
|
Paid negative interest |
– 20'392 |
– 15'255 |
33.7 |
|
Lease liabilities |
– 273 |
– 308 |
– 11.2 |
|
Debt issued |
– 4'509 |
– 6'204 |
– 27.3 |
|
Total interest expenses from financial instruments measured at amortised cost |
– 30'774 |
– 35'812 |
– 14.1 |
|
|
|
|
|
|
Interest expenses from financial instruments measured at fair value |
|
|
|
|
Interest rate derivatives |
– 13'065 |
– 18'475 |
– 29.3 |
|
Total interest expenses from financial instruments measured at fair value |
– 13'065 |
– 18'475 |
– 29.3 |
|
|
|
|
|
|
Total interest expenses |
– 43'839 |
– 54'287 |
– 19.2 |
|
|
|
|
|
|
Total net interest income |
154'010 |
154'097 |
– 0.1 |