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7 General and administrative expenses

in CHF thousands

First half 2022

First half 2021

+ / – %

Occupancy

– 2'940

– 3'031

– 3.0

Expenses for IT, machinery and other equipment

– 13'482

– 12'019

12.2

Information and communication expenses

– 9'675

– 9'683

– 0.1

Marketing and public relations

– 2'858

– 2'179

31.1

Consulting and audit fees

– 3'261

– 1'782

83.0

Provisions for legal and litigation risks 1

– 521

– 302

72.3

Litigation, legal and representation costs

– 1'300

– 3'403

– 61.8

Contributions to Deposit Protection Fund

– 2'802

– 2'310

21.3

Other general and administrative expenses

– 3'317

– 2'886

14.9

Total general and administrative expenses

– 40'155

– 37'596

6.8

1 See note 12 for details