1 Net interest income
|
in CHF thousands |
First half 2021 |
First half 2020 |
+ / – % |
|
Interest income from financial instruments measured at amortised cost |
|
|
|
|
Due from banks |
499 |
3'122 |
– 84.0 |
|
Loans |
73'124 |
78'112 |
– 6.4 |
|
Loan commissions with the character of interest |
1'971 |
2'065 |
– 4.6 |
|
Financial liabilities |
13'228 |
9'882 |
33.9 |
|
Total interest income from financial instruments measured at amortised cost |
88'821 |
93'181 |
– 4.7 |
|
|
|
|
|
|
Interest income from financial instruments, recognised at fair value through other comprehensive income |
|
|
|
|
Debt instruments |
6'294 |
7'991 |
– 21.2 |
|
Total interest income from financial instruments, recognised at fair value through other comprehensive income |
6'294 |
7'991 |
– 21.2 |
|
|
|
|
|
|
Interest income from financial instruments at fair value through profit and loss |
|
|
|
|
Debt instruments |
1'386 |
2'611 |
– 46.9 |
|
Interest rate derivatives |
1'373 |
4'300 |
– 68.1 |
|
Total interest income from financial instruments at fair value through profit and loss |
2'759 |
6'911 |
– 60.1 |
|
|
|
|
|
|
Total interest income |
97'874 |
108'083 |
– 9.4 |
|
|
|
|
|
|
Interest expenses from financial instruments measured at amortised cost |
|
|
|
|
Due to banks |
– 449 |
– 894 |
– 49.8 |
|
Due to customers |
– 2'239 |
– 6'932 |
– 67.7 |
|
Financial assets |
– 9'826 |
– 7'545 |
30.2 |
|
Lease liabilities |
– 139 |
– 156 |
– 10.9 |
|
Debt issued |
– 2'463 |
– 3'297 |
– 25.3 |
|
Total interest expenses from financial instruments measured at amortised cost |
– 15'116 |
– 18'823 |
– 19.7 |
|
|
|
|
|
|
Interest expenses from financial instruments measured at fair value |
|
|
|
|
Interest rate derivatives |
– 6'142 |
– 10'473 |
– 41.4 |
|
Total interest expenses from financial instruments measured at fair value |
– 6'142 |
– 10'473 |
– 41.4 |
|
|
|
|
|
|
Total interest expenses |
– 21'257 |
– 29'296 |
– 27.4 |
|
|
|
|
|
|
Total net interest income |
76'617 |
78'786 |
– 2.8 |