1 Net interest income

(unaudited)
(XLSX:) Download

in CHF thousands

 

First half 2020

 

First half 2019

 

+/− %

Interest income from financial instruments measured at amortised cost

 

 

 

 

 

 

Due from banks

 

3'122

 

10'035

 

–68.9

Loans

 

78'112

 

84'983

 

–8.1

Loan commissions with the character of interest

 

2'065

 

1'542

 

34.0

Financial liabilities

 

9'882

 

9'590

 

3.0

Total interest income from financial instruments measured at amortised cost

 

93'181

 

106'150

 

–12.2

 

 

 

 

 

 

 

Interest income from financial instruments, recognised at fair value through other comprehensive income

 

 

 

 

 

 

Debt instruments

 

7'991

 

6'402

 

24.8

Total interest income from financial instruments, recognised at fair value through other comprehensive income

 

7'991

 

6'402

 

24.8

 

 

 

 

 

 

 

Interest income from financial instruments at fair value through profit and loss

 

 

 

 

 

 

Debt instruments

 

2'611

 

4'370

 

–40.3

Interest rate derivatives

 

4'300

 

1'774

 

142.4

Total interest income from financial instruments at fair value through profit and loss

 

6'911

 

6'144

 

12.5

 

 

 

 

 

 

 

Total interest income

 

108'083

 

118'695

 

–8.9

 

 

 

 

 

 

 

Interest expenses from financial instruments measured at amortised cost

 

 

 

 

 

 

Due to banks

 

–894

 

–3'110

 

–71.3

Due to customers

 

–6'932

 

–11'598

 

–40.2

Financial assets

 

–7'545

 

–7'511

 

0.4

Lease liabilities

 

–156

 

–172

 

–9.4

Debt issued

 

–3'297

 

–5'184

 

–36.4

Total interest expenses from financial instruments measured at amortised cost

 

–18'823

 

–27'575

 

–31.7

 

 

 

 

 

 

 

Interest expenses from financial instruments measured at fair value

 

 

 

 

 

 

Interest rate derivatives

 

–10'473

 

–8'508

 

23.1

Total interest expenses from financial instruments measured at fair value

 

–10'473

 

–8'508

 

23.1

 

 

 

 

 

 

 

Total interest expenses

 

–29'296

 

–36'083

 

–18.8

 

 

 

 

 

 

 

Total net interest income

 

78'786

 

82'613

 

–4.6