Thanks to its Retail & Corporate Banking, the LLB Group is successfully positioned as a universal bank for private and corporate clients. But client requirements are changing. For us this means looking to the future and having the boldness to implement innovative and pioneering solutions.
The Retail & Corporate Banking Division of Liechtensteinische Landesbank and its subsidiary Bank Linth encompasses the deposits and financing business in the domestic markets of Liechtenstein and Switzerland. In addition, it has very diverse relationships with cross-border clients from the Austrian province of Vorarlberg. We offer the complete spectrum of banking and financial services for private and corporate clients. A unique aspect is our 360-degree advisory concept, which offers solutions for every phase of life and every stage of company development – from birth to estate planning, or from the setting up of a business to the transfer of the company to the next generation.
Payments, savings and deposits
In Liechtenstein LLB is the clear market leader in payment services and account management. Almost every resident has an account at the Landesbank. Our “LLB Combi / Bank Linth Combi” enables private clients to design their individual banking relationship themselves. An interactive online configurator helps our clients to put together a service package that fits their requirements, and also reveals the costs of every module for full transparency. The specific investment advice and asset management for clients having available assets up to CHF 0.5 million are also components of Retail & Corporate Banking. Under the designation “Compass”, we offer a 360-degree spectrum of advisory services for every phase of life and stage of the business cycle. SMEs can find various basic product packages offering attractive, transparent services and conditions.
Lending and mortgage business
Lending business is an important business area for the LLB Group. With its 78’513 private, corporate and institutional clients, LLB is the leader in the Liechtenstein home market. It holds a 50-per cent market share of Liechtenstein mortgage lending business. And it is also the market leader in corporate client business with a market share of 60 per cent.
As the largest regional bank in eastern Switzerland, Bank Linth is one of the largest providers in both business areas.
Individual pension fund solutions
We are the only bank in Liechtenstein to offer clients individual pension fund solutions through the LLB Pension Fund Foundation for Liechtenstein (see chapter “Responsibilities for society and the environment”). Measured in terms of the number of persons insured and the assets managed, the Pension Fund Foundation is the second-largest collective foundation in Liechtenstein and the only one in the country whose members can choose between two investment strategies. At the end of 2018, the LLB Pension Fund Foundation administered 5’300 actively insured persons in 450 affiliated companies.
In eastern Switzerland, Bank Linth offers pension fund solutions for corporate clients through the ALVOSO LLB Pension Fund.