13 Loans

(XLS:) Download

in CHF thousands

31.12.2015

31.12.2014 (restated) *

+/– %

*

The comparison period was adjusted on the basis of the restatement. See point 2.1 of the accounting principles.

Mortgages

9'580'127

9'340'177

2.6

Public institutions

82'975

75'017

10.6

Other loans and advances

1'440'336

1'303'218

10.5

Due from insurance contracts (according to IFRS 4)

0

27'814

–100.0

Due from insurance contracts (financial instruments according to IAS 39)

0

81'955

–100.0

Allowances for credit loss

–111'948

–109'688

2.1

Total due from customers

10'991'490

10'718'492

2.5

(XLS:) Download
By type of collateral

in CHF thousands

31.12.2015

31.12.2014 (restated) *

+/– %

*

The comparison period was adjusted on the basis of the restatement. See point 2.1 of the accounting principles.

Secured by properties

9'558'415

9'283'152

3.0

Other collateral

916'506

830'560

10.3

Unsecured

516'569

604'780

–14.6

Total

10'991'490

10'718'492

2.5

(XLS:) Download
Allowances and provisions for credit losses

in CHF thousands

Mortgage loans

Other loans

Total

As at 1 January 2015

31'347

78'341

109'688

Write-offs

–6'138

–1'028

–7'166

Recoveries and doubtful interest income

2'594

725

3'319

Increase in credit loss allowances and provisions recognised in the income statement

6'616

3'675

10'291

Decrease in credit loss allowances and provisions recognised in the income statement

–1'586

–2'669

–4'255

Foreign currency translation and other adjustments

–1'696

1'767

71

As at 31 December 2015

31'137

80'811

111'948

 

 

 

 

As at 1 January 2014

29'597

115'604

145'201

Write-offs

0

–44'491

–44'491

Recoveries and doubtful interest income

923

9'184

10'107

Increase in credit loss allowances and provisions recognised in the income statement

6'336

14'135

20'471

Decrease in credit loss allowances and provisions recognised in the income statement

–5'509

–13'145

–18'654

Foreign currency translation and other adjustments

0

–2'946

–2'946

As at 31 December 2014

31'347

78'341

109'688