The LLB Group’s business structure is based on the three operative market divisions: Retail & Corporate Banking, Private Banking and Institutional Clients. The Retail & Corporate Banking Division comprises the universal banking business in the home markets of Liechtenstein and Switzerland. It offers the full range of services for private and corporate clients. The savings and the mortgage lending business are traditionally of great importance. Other areas are private financial planning, corporate pension provisioning, investment counselling and asset management. The Private Banking Division encompasses all the LLB Group’s private banking activities, including investment counselling, asset management, asset structuring and financial planning and pension provisioning planning. Our focus is on the onshore markets of Liechtenstein, Switzerland and Austria, our traditional cross-border markets in Germany, other Western European countries and the growth markets of Central and Eastern Europe as well as of the Middle East. The Institutional Clients Division encompasses the intermediary and investment fund business as well as the LLB Group’s Asset Management. Its clients are professional investors, financial intermediaries, fiduciaries, asset managers, fund promoters, insurance companies, pension funds and public institutions. The target markets are Liechtenstein and Switzerland.